Tuesday, July 12, 2022
HomeMutual FundLightHouse and 2 ideas - UNOVEST

LightHouse and 2 ideas – UNOVEST


Firstly, have you downloaded your free copy of my latest newsletter – The LightHouse. It is one of the most important pieces I have written and there is a lot of positive feedback about it. I assure you, it is going to improve with time.

There is no payment. Just put in your email and download. I wrote about it here.

Now, the 2 ideas.

1. The power of asset allocation

Nifty 50 vs Balance Advantage vs Hybrid Fund (65:35)

ICICI Pru Nifty 50 Index Fund 11.53%
ICICI Pru Balance Advantage Fund 10.5%
ICICI Pru Equity & Debt Fund 13.51%
Trailing 5 year CAGR Returns as on July 11, 2022 for a lumpsum investment

A simple 65:35 allocation to equity and debt rebalanced periodically produces better result than a pure equity investment that too with a lower volatility.

In the above case, it does a one up even a dynamically managed one.

But the volatility of the balance advantage will be lower than other 2, would you agree?

The LightHouse is the essential long term guide to build wealth using asset allocation with mutual funds. Download your copy here.

2. The Age of Influencers

Given the lot of hullabaloo with the influencer driven Cyrpto cries, here’s what I created as a reminder. Take your pick.

The common middle zone is empty as I believe there is no one there. Actually, it is hard to be there.

It is important you know who are you letting in your mind.

Untill next time.

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