Friday, November 22, 2024
HomeBudgetThe Financial Dummy of The Week Award ๐Ÿ†

The Financial Dummy of The Week Award ๐Ÿ†


Good morning!!

Have you messed up at all with your money lately?!

I have โ€“ 3 times already this week and itโ€™s not even over! ๐Ÿ˜‚

Hereโ€™s what Iโ€™ve done thatโ€™s cost me $50 so far and earned me the Financial Dummy of The Week Awardโ€ฆ sighโ€ฆ

******

1) I lost $16 in cash at the coffee shop. I had been needing more loose cash in my pockets due to my mandatory Yes Rule, so I broke a $20 to get my coffee Monday instead of using plastic, and then made the stupid mistake of keeping it in my hands while awaiting my coffeeโ€ฆ Why I didnโ€™t put it safely in my pockets I couldnโ€™t tell you (I guess I was distracted?) but shortly there after realized it was no longer in my hands and now lost to the world ๐Ÿ™ My only hope is that I accidentally left it on the counter and the baristas took it as a tip so at least someone had a great day! Hahaโ€ฆ

2) I paid $12.64 for an empty box I could have gotten for free (!!) I had to make a return to Amazon that originally came in two boxes, but when I went to the UPS store they said it had to all fit into *one* since I only had one return label. All I had to do was drive the 5 minutes back to my house and scoop up one of the MILLIONS of boxes hoarded in my basement for times EXACTLY LIKE THIS ONE, but instead I chose the ridiculous option to just buy a box there and save 15 minutes insteadโ€ฆ Even though I was in no rush whatsoever. Pure laziness!!

3) I paid $19.31 in overdue bill fees! The first time in 10+ years!! I was updating the olโ€™ net worth Sunday (a much more fun month to do it btw compared to recent months! ;)) when it occurred to me that I havenโ€™t seen one of my most annoying bills to pay each month โ€“ our water/sewage bill. (Annoying because I always have to type out the dang routing and account number every time I pay it as it doesnโ€™t let you save anything!)

The bill typically shows up in my email around the middle of each month, but when I searched my inbox the last one I saw was from April! APRIL!!! I was THREE months late and probably on the verge of being shut off ๐Ÿ˜ฌ๐Ÿ˜ฌ๐Ÿ˜ฌ. Needless to say I paid off the entirety of the balance right away (all $280!), and then promptly created calendar items to pop up once a month to remind me to pay it in case the emails continue to failโ€ฆ

I 100% want to blame the utilities company for this as itโ€™s their system that stopped working out of nowhere (itโ€™s been emailing me every single month without fail for years!) but ultimately of course itโ€™s my own responsibility for not staying on top of it. An excellent reminder that you canโ€™t always rely on automation and need to manually check in on things every now and then!

So total lost, with nothing in return except for blogger embarrassment: $47.95

I also recently picked up a few pieces of jewelry on a whim that I regretted hours later, but since I always have a back up plan for stuff I buy, itโ€™s more like early gift shopping for friends ๐Ÿ˜‰

regretted jewelry

  1. Mood ring ($10)
  2. Purple bracelet ($6)
  3. Vintage looking purple stone ring ($15)
  4. Onyx looking ring ($3)

TOTAL LOST GIFTS PRE-PAID: $34.00

(For some reason Iโ€™ve been on a jewelry kick alllll summer long! One day I just decided I miss wearing rings, and then next thing I know Iโ€™m scooping them up left and right at vintage stores and most times finding great ones (and most importantly, wearing them! I currently have 5 on my hands right now typing this โ€“ feels great!))

Here are some of my favorites Iโ€™ve picked up so far:

eye ring

vintage silver rings(One of these 4 is actual vintage and the others fauxโ€ฆ Can you guess which is authentic?)

So yeah, even your favorite money blogger gets things wrong sometimes ๐Ÿ™‚

On the plus side, it doesnโ€™t totally ruin your day when youโ€™ve been good 99.9% of the rest of the time and can spare some goofs, but still doesnโ€™t feel that great eitherโ€ฆ In fact, sometimes it feels even worse than market crashes for some reason! Lolโ€ฆ Isnโ€™t that weird?

I โ€œlostโ€ $100,000 of net worth last month, but it didnโ€™t pain me nearly as much as losing this $50 this week! I suppose maybe since the cause of it was *me* and/or I was losing literal *cash money* vs financial pixels on a screen?, but either way pretty stupid how our brains work, hahaโ€ฆ

At any rate, $hit happens! We are humans and very good at making mistakes!

And also because weโ€™re human we enjoy hearing other peoplesโ€™ mistakes too, so if youโ€™ve made any recently as well do share to make ourselves feel better! Can you beat my $12 box move and steal the Financial Dummy of The Week award from me?! ๐Ÿ†

Letโ€™s goooooooooooo!

j. money signature

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