If you are injured in a motorcycle accident and the injuries prevent you from working, you are sure to be concerned about how you will survive without wages.
Well, there are several ways that you can access money to keep you going while you recover from your injuries and you may be able to recover lost wages too.
Statutory Sick Pay
When you are an employee and you are not able to work due to an injury, you may be entitled to claim Statutory Sick Pay in the U.K.
You can receive the pay for up to 28 weeks. The money is paid by your employer. On the U.K. government website, you can find out about eligibility criteria.
Workplace Support Schemes
Your employer may offer a workplace support scheme to provide you with additional financial assistance on top of Statutory Sick Pay, especially if you suffer a long-term injury. Ask your employer or HR department about any schemes they may have in place to help you.
Universal Credit and Other Benefits
In the U.K., you may be able to claim Universal Credit. Again, check your eligibility on the government website. And you may be entitled to receive other benefits if you have a long-term disability that leaves you unable to work.
Income Protection Insurance
Things are more challenging for self-employed people. You will not be able to receive the same financial support that employees can access.
Therefore, it is a good idea to get income protection insurance in case you are involved in a motorcycle accident or any other kind of accident that means you are unable to work.
Personal Injury Claims
If your motorcycle injury was someone else’s fault, you can make a personal injury claim to gain compensation. You could not only recover lost wages. You could also receive compensation for other financial losses and for your suffering.
The compensation that you receive will come from the defendant’s insurance company. The amount you can receive will depend on specific factors of your case.
For instance, if you have psychological problems after the accident, such as PTSD, as well as physical injuries, you should be able to receive more than if you solely have physical injuries.
The severity of your injuries and the time it takes you to recover from your injuries will also be taken into account. In order to receive compensation for lost wages and other expenses, you will need to prove that the defendant was responsible for the accident that caused your injuries.
Therefore, whether you settle in court or out of court, you should get an experienced personal injury lawyer on board to help you navigate legal complexities and assist you in gaining the best possible outcome.
Begin by having a free consultation to find out what your options are and what your best course of action will be. At Dolman Law Group, for example, an experienced motorcycle accident lawyer will know the best way of handling insurance companies and have the legal expertise you need to gain maximum compensation.
Summing Up
When it comes to recovering lost wages after a motorcycle accident that is not your fault, you should hire an experienced and skilful lawyer to help you gain compensation for not only lost wages but also other expenses related to your injury.
But you should also look at how you can get immediate support to replace the wages that you are missing out on. If you are an employee in the U.K., you could receive Statutory Sick Pay, Universal Credit, and other benefits. Your employer may also have a workplace support scheme in place.
Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence
