How early can you get your paycheck with Chime? We generally make paycheck funds available the day we receive them from your employer, which can be up to two days before your scheduled payment date.
Weekends and holidays
Like most financial institutions, our bank partners only process payments during the week (Monday through Friday). Chime also observes all federal and bank holidays.
If you were expecting to get your paycheck early¹ but haven’t seen it posted, check the calendar to see if a holiday might have delayed the payment.
When you can’t get your paycheck early
Chime makes your paycheck available the same day we receive it, which means you might be able to access your hard-earned cash up to two days before your scheduled payday.
There are multiple digital stops your direct deposit makes before it reaches Chime. If your payment gets held up along the way, Chime may not receive your paycheck until your actual payday.
If it’s your scheduled payday and you don’t see the money in your account, reach out to your employer to see if they’ve processed your paycheck. If they have, the money is on its way, and Chime will deposit it in your account as soon as we receive it!
