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1 Information from the National Retail Federation’s “NRF Says 2021 Holiday Sales Grew 14.1 Percent to Record $886.7 Billion” as of November 16, 2022: https://nrf.com/media-center/press-releases/nrf-says-2021-holiday-sales-grew-141-percent-record-8867-billion
2 Information from the Better Business Bureau’s 2021 Online Purchase Scams Report, “How to Stay Safe Online”, as of November 16, 2022: https://www.bbb.org/content/dam/bbb-institute-(bbbi)/2021-online-purchase-scams/Final%202021-BBB-OnlinePurchaseScamsTips.pdf
3 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See terms and conditions.
4 Information from the Federal Communications Commission’s “How to Identify and Avoid Package Delivery Scams” as of November 16, 2022: https://www.fcc.gov/how-identify-and-avoid-package-delivery-scams
5 Information from the Federal Bureau of Investigation Crime Complaint Center’s “Internet Crime Report 2021” as of November 16, 2022: https://www.ic3.gov/Media/PDF/AnnualReport/2021_IC3Report.pdf
6 Information from the Federal Trade Commission’s “New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021” as of November 16, 2022: https://www.ftc.gov/news-events/news/press-releases/2022/02/new-data-shows-ftc-received-28-million-fraud-reports-consumers-2021-0
7 Information from the Better Business Bureau’s “Online Shopping Fraud” study as of November 16, 2022: https://www.bbb.org/all/scamstudies/fake_online_retailers_study/online_shopping_fraud_study
8 Information from the Better Business Bureau’s “BBB Tip: ‘Brushing’ scam indicates a serious problem for victims” as of November 16, 2022: https://www.bbb.org/article/news-releases/20509-amazon-brushing-scam-indicates-a-serious-problem-for-victims
9 Information from the Federal Bureau of Investigation’s “How We Can Help You: Charity and Disaster Fraud” as of November 16, 2022: https://www.fbi.gov/how-we-can-help-you/safety-resources/scams-and-safety/common-scams-and-crimes/charity-and-disaster-fraud
10 Information from the Federal Trade Commission’s “Before Giving to a Charity” as of November 16, 2022: https://consumer.ftc.gov/articles/giving-charity
11 Information from the Federal Trade Commission’s “What To Do if You Were Scammed” as of November 16, 2022: https://consumer.ftc.gov/articles/what-do-if-you-were-scammed
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