Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Federal tax payment files received from the IRS may be received up to 5 days early (based on data from the 2020 tax filing season). Chime makes no guarantee over when files are sent by the IRS and funds can be made available.
2 Information from Nerdwallet’s The Complete Guide to Independent Contractor Taxes as of November 29, 2022: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide#
3 Information from the Internal Revenue Service’s Failure to Pay Penalty as of November 29, 2022:
​​https://www.irs.gov/payments/failure-to-pay-penalty
4 Information from the Internal Revenue Service’s Where’s My Refund? as of November 29, 2022:
https://www.irs.gov/refunds
5 Information from the Internal Revenue Service’s Failure to File Penalty as of November 29, 2022:
https://www.irs.gov/payments/failure-to-file-penalty
6 Information from the Internal Revenue Service’s Topic No. 202 Tax Payment Options as of November 29, 2022:
https://www.irs.gov/taxtopics/tc202#
7 Information from the Internal Revenue Service’s Additional Information on Payment Plans as of November 29, 2022:
https://www.irs.gov/payments/payment-plans-installment-agreements#plandef
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