Chalk Talk: Hidden Insurance Limits
on Jan 5, 2023
“MainStreet Chalk Talk”
The MainStreet Financial Planning Discussion Club
When: Tuesday 1-17-23 at 7:30pm Eastern; 4:30pm Pacific
~30-45 minutes
Recorded and able to retrieve for one week
How: Zoom Meeting, Free to ongoing clients; $10 for guests
Hidden Insurance Limits
Hosted by: Jennifer Bush, CFP®
Guest commentator: Brian Trouette
You may be surprised at what your insurance won’t pay…
Join us for an enlightening conversation about how insurance companies use sub limits to limit their risk and reduce payouts on claims.
In this conversation, we would like to make you aware of the most common pitfalls we see when reviewing clients’ home, auto and personal liability insurance policies.
Some of the topics we’ll discuss:
- What is a sub limit?
- Actual Cash Value vs. Replacement Cost
- Ordinance & Law (aka Building Code Upgrade)
- Sewer Backup coverage
- Special Limits on jewelry, coins, fine arts, antiques, and computers
- Liability explained (property damage, bodily injury, and personal injury)
- Uninsured Motorists
Information about our speaker:
Brian founded Trouette Insurance Agency with the mission of providing a disciplined, analytical approach to insurance for high-net-worth individuals and families. He works collaboratively with financial advisors, CPAs and attorneys to protect clients – and their wealth.
Brian lives in Scottsdale, AZ with his wife, 2 children and 4 dogs.
