Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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1 Information from Ally Bank’s “Interest Checking Account” as of June 2, 2023: https://www.ally.com/bank/interest-checking-account/
2 Information from Ally Bank’s “Deposits FAQs” as of June 2, 2023: https://www.ally.com/help/bank/deposits/#:~:text=No.,don’t%20accept%20cash%20deposits
3 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
4 Once the retailer accepts your cash, the funds will be transferred to your Chime Checking Account.
5 Chime SpotMe® is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. [Links: STRIDE || BANCORP]
6 Information from Chime’s “Online checking account” as of June 2, 2023: https://www.chime.com/checking-account/
7 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
8 Information from Capital One’s “360 Checking Account” as of June 2, 2023: https://www.capitalone.com/bank/checking-accounts/online-checking-account/
9 Information from Discover’s “Checking account” as of June 2, 2023: https://www.discover.com/online-banking/checking-account/
10 Information from SoFi’s “Online Checking Account” as of June 2, 2023: https://www.sofi.com/banking/checking-account/
11 Information from NBKC Bank’s “The NBKC Everything Account” as of June 2, 2023: https://www.nbkc.com/personal/everything-account
12 Information from NBKC Bank’s “Locations” as of June 2, 2023: https://www.nbkc.com/locations
13 Information from FNBO Direct’s “Online Checking Account” as of June 2, 2023: https://www.fnbodirect.com/online-checking-account/
14 Information from FNBO’s “States with FNBO Branch Locations” as of June 2, 2023: https://www.fnbo.com/branch-locations/states
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