Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties’ privacy or security practices.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
The use of any trademarks, logos, or trade names are for informational purposes only and do not imply an endorsement by the owner.
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
1 Information from Wells Fargo’s “Find an ATM or Bank Location” as of June 2, 2023. https://www.wellsfargo.com/biz/checking/quickstart/find-atms-bank-locations/#
2 Information from Wells Fargo’s “Wells Fargo Premier Checking” as of June 2, 2023. https://www.wellsfargo.com/checking/premier/
3 Information from Wells Fargo’s “Checking Accounts” as of June 2, 2023. https://www.wellsfargo.com/checking/
4 Information from Wells Fargo’s “Everyday Checking: Quick View of Account Fees” as of June 2, 2023. chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.wellsfargo.com/fetch-pdf?
formNumber=CNS2016ED&subProductCode=WRC
5 Information from Wells Fargo’s “Wells Fargo Early Pay Day” as of June 2, 2023. https://www.wellsfargo.com/checking/early-pay-day/
6 Information from Axos Bank’s “Personal Banking” as of June 2, 2023. https://www.axosbank.com/Personal
7 Information from Axos Bank’s “History of Axos Bank” as of June 2, 2023. https://www.axosbank.com/About-Us/History-of-Axos
8 Information from Axos Bank’s “Compare Checking Accounts” as of June 2, 2023. https://www.axosbank.com/Personal/Checking
9 Information from Forbes’ “2022 Online Bank Ranking: Chime at the Top, Current Coming on Strong” as of June 2, 2023. https://www.forbes.com/sites/ronshevlin/2022/05/16/2022-online-bank-ranking-chime-at-the-top-
current-coming-on-strong/?sh=4a3023661573
10 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
11 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See terms and conditions.
12 Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.
13 Information from Ally’s “Headquarters & Offices” as of June 2, 2023. https://www.ally.com/about/locations/
14 Information from Ally’s “Early Direct Deposits FAQs” as of June 2, 2023. https://www.ally.com/help/bank/early-direct-deposit/
15 Information from Ally’s “Spending Account” as of July 17, 2023: https://www.ally.com/bank/interest-checking-account/
16 Information from Capital One’s “Corporate Offices” as of June 2, 2023. https://www.capitalone.com/about/corporate-information/corporate-offices/
17 Information from Capital One’s “Capital One Locations” as of June 2, 2023. https://www.capitalone.com/bank/location-types/
18 Information from Capital One’s “360 Checking Account” as of June 2, 2023. https://www.capitalone.com/bank/checking-accounts/online-checking-account/
19 Information from Capital One’s “Bank on the Go with Fee-Free ATMs” as of June 2, 2023. https://www.capitalone.com/bank/atm/
20 Information from Capital One’s “Account Disclosures” as of June 2, 2023. https://www.capitalone.com/bank/disclosures/checking-accounts/online-checking-account/
21 Information from JPMorgan Chase & Co.’s “Building Sustainability into Our New Headquarters” as of June 2, 2023. https://www.jpmorganchase.com/news-stories/building-sustainability-into-our-new-headquarters
22 Information from JPMorgan Chase & Co.’s “Credit Card, Mortgage, Banking” home page as of June 2, 2023. https://www.chase.com/
23 Information from JPMorgan Chase & Co.’s “Get the essentials with Chase Total Checking” home page as of June 2, 2023. https://www.chase.com/personal/checking/total-checking
24 Information from JPMorgan Chase & Co.’s “Chase Overdraft Services” home page as of June 2, 2023. https://www.chase.com/personal/checking/overdraft-services/standard-overdraft-practice#
25 Information from JPMorgan Chase & Co.’s “Get your money sooner” home page as of June 2, 2023. https://www.chase.com/personal/secure-banking/deposit
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