Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
* To apply for Credit Builder, you must have received a single qualifying direct deposit
of $200 or more to your Chime Checking Account. The qualifying direct deposit must
be from your employer, payroll provider, gig economy payer, or benefits payer by
Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank
ACH transfers, Pay Anyone transfers, verification or trial deposits from financial
institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo,
mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax
refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
1 Information from WalletHub’s What is a good interest rate on a personal loan? as of August 30, 2023: https://wallethub.com/answers/pl/what-is-a-good-interest-rate-on-a-personal-loan-2140687119/
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