Wednesday, November 22, 2023
HomeBankHow Long Does Financial Info Stay on Your Credit Report?

How Long Does Financial Info Stay on Your Credit Report?


Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

*To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

1 Information from U.S. Court’s “Chapter 7 – bankruptcy basics” as of November 1, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics/

2 Information from U.S. Court’s “Chapter 13 – bankruptcy basics” as of November 1, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics/

3 Information from Experian’s “How long does it take for information to come off your credit reports?” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/how-long-does-it-take-information-to-come-off-your-report/

4 Information from myFICO’s “What’s in myFICO® scores?” as of November 1, 2023: https://www.myfico.com/credit-education/whats-in-your-credit-score/

5 Information from Experian’s “Tax Liens Are No Longer a Part of Credit Reports” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/tax-liens-are-no-longer-a-part-of-credit-reports/

6 Information from Experian’s “What’s the difference between a hard and soft inquiry?” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/hard-inquiry-vs-soft-inquiry/

© 2013-2023 Chime. All Rights Reserved.

RELATED ARTICLES

LEAVE A REPLY

Please enter your comment!
Please enter your name here

- Advertisment -
Google search engine

Most Popular

Recent Comments