Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
* Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Federal tax payment files received from the IRS may be received up to 5 days early (based on data from the 2020 tax filing season). Chime makes no guarantee over when files are sent by the IRS and funds can be made available.
1 Information from the Internal Revenue Service’s What is Taxable and Nontaxable Income?, as of December 4, 2023: https://www.irs.gov/businesses/small-businesses-self-employed/what-is-taxable-and-nontaxable-income
2 Information from the Internal Revenue Service’s About Form W-2, Wage and Tax Statement, as of December 4, 2023: https://www.irs.gov/forms-pubs/about-form-w-2
3 Information from the Internal Revenue Service’s 2023 Form W-2, as of December 4, 2023: https://www.irs.gov/pub/irs-pdf/fw2.pdf
4 Information from the Internal Revenue Service’s Understanding Your Form 1099-K, as of December 4, 2023: https://www.irs.gov/businesses/understanding-your-form-1099-k
5 Information from the Internal Revenue Service’s Form 1099 NEC & Independent Contractors, as of December 4, 2023: https://www.irs.gov/faqs/small-business-self-employed-other-business/form-1099-nec-independent-contractors
6 Information from the Internal Revenue Service’s Estimated Taxes, as of December 4, 2023: https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes
7 Information from the Internal Revenue Service’s About Form 1099-MISC, Miscellaneous Information, as of December 4, 2023: https://www.irs.gov/forms-pubs/about-form-1099-misc
8 Information from the Tax Foundation’s Tax Bracket, as of December 4, 2023: https://taxfoundation.org/taxedu/glossary/tax-brackets/
9 Information from the Internal Revenue Service’s How small business owners can deduct their home office from their taxes, as of December 4, 2023: https://www.irs.gov/newsroom/how-small-business-owners-can-deduct-their-home-office-from-their-taxes
10 Information from the Internal Revenue Service’s Topic No. 511, Business Travel Expenses, as of December 4, 2023: https://www.irs.gov/taxtopics/tc511
11 Information from the Internal Revenue Service’s Publication 535 (2022) Business Expenses, as of December 4, 2023: https://www.irs.gov/publications/p535
© 2013-2023 Chime. All Rights Reserved.
