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¹ Information from the Internal Revenue Service’s Topic no. 309, Roth IRA contributions as of January 31, 2024: https://www.irs.gov/taxtopics/tc309
² Information from Investor.gov’s Compound Interest as of January 31, 2024: https://www.investor.gov/introduction-investing/investing-basics/glossary/compound-interest
³ Information from the Internal Revenue Service’s Roth IRAs as of January 31, 2024: https://www.irs.gov/retirement-plans/roth-iras
⁴ Information from the Internal Revenue Service’s Retirement Topics — Required Minimum Distributions (RMDs) as of January 31, 2024: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds
⁵ Information from the Internal Revenue Service’s Roth account in your retirement plan as of January 31, 2024: https://www.irs.gov/retirement-plans/roth-acct-in-your-retirement-plan
⁶ Information from the Internal Revenue Service’s Retirement Savings Contribution Credit (Saver’s Credit) as of January 31, 2024: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-savers-credit
⁷ Information from the Internal Revenue Service’s IRS Tax Tip 2003-30 Roth IRAs as of January 31, 2024: https://www.irs.gov/pub/irs-news/at-03-30.pdf
⁸ Information from the Internal Revenue Service’s Retirement Topics — Beneficiary as of January 31, 2024: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary
⁹ Information from the Internal Revenue Service’s Roth Comparison Chart as of January 31, 2024: https://www.irs.gov/retirement-plans/roth-comparison-chart
¹⁰ Information from the Internal Revenue Service’s IRA FAQs as of January 31, 2024: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras
¹¹ Information from the Internal Revenue Service’s Find out if Net Investment Income Tax applies to you as of January 31, 2024: https://www.irs.gov/individuals/net-investment-income-tax
¹² Information from the Internal Revenue Service’s Publication 590-B (2022), Distributions from Individual Retirement Arrangements (IRAs) as of January 31, 2024. https://www.irs.gov/publications/p590b
* Chime Checking Account is required to be eligible for a Savings Account.
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