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¹ Information from Empower’s “Loan administration” as of February 1, 2024: https://www.empower.com/psc/plan-resources/resources/docs/Loan-Administration.pdf
² Information from IRS’ “Retirement topics loans” as of February 1, 2024: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-loans
³ Information from TIAA’s “Loan FAQs” as of February 1, 2024: https://www.tiaa.org/public/support/faqs/loans
⁴ Information from IRS’ “Considering a loan from your 401(k) plan?” as of February 1, 2024: https://www.irs.gov/retirement-plans/considering-a-loan-from-your-401k-plan
⁵ Information from Vanguard’s “IRA withdrawals and RMDs” as of February 2, 2024: https://investor.vanguard.com/investor-resources-education/iras/ira-withdrawal-rules#
⁶ Information from IRS’ “Retirement plan faqs regarding loans” as of February 2, 2024: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-loans
⁷ Information from IRS’s “Hardships, early withdrawals and loans” as of February 2, 2024: https://www.irs.gov/retirement-plans/hardships-early-withdrawals-and-loans
* Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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