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¹ Information from Consumer Financial Protection Bureau, “How quickly can I get money after I deposit a check into my checking account? What is a deposit hold?” as of Jan. 29, 2024: https://www.consumerfinance.gov/ask-cfpb/how-quickly-can-i-get-money-after-i-deposit-a-check-into-my-checking-account-what-is-a-deposit-hold-en-1023/
² Information from U.S. News, “How to Cash a Check,” as of Feb. 4, 2024: https://www.usnews.com/banking/articles/how-to-cash-a-check#:~:text=You%20might%20be%20charged%20a,of%20photo%20ID%20with%20you
³ Information from Cornell Law School, “Bank Not Obliged To Pay Check More Than Six Months Old,” as of Feb. 4, 2024: https://www.law.cornell.edu/ucc/4/4-404
⁴ Information from Rutgers University, “Financial Organizations in the Community,” as of Feb. 4, 2024: https://njaes.rutgers.edu/money/pdfs/lesson-plans/DoE-Lesson-Plan-24-Financial-Organizations-in-the-Community.pdf
⁵ Information from Information from Consumer Financial Protection Bureau, “CFPB Takes Action Against Check Cashing and Payday Lending Company for Tricking and Trapping Consumers,” as of Feb. 4, 2024: https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-against-check-cashing-and-payday-lending-company-tricking-and-trapping-consumers/
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