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¹ Information from Federal Student Aid’s “Interest Rates for New Direct Loans” as of January 24, 2024: https://studentaid.gov/announcements-events/interest-rates-for-new-direct-loans
² Information from Federal Student Aid’s “Income-Driven Repayment Plans” as of January 24, 2024: https://studentaid.gov/manage-loans/repayment/plans/income-driven
³ Information from Education Data Initiative’s “Average Student Loan Interest Rate,” as of January 24, 2024: https://educationdata.org/average-student-loan-interest-rate
⁴ Information from Federal Student Aid’s “The U.S. Department of Education offers low-interest loans to eligible students to help cover the cost of college or career school” as of January 24, 2024: https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
⁵ Information from Federal Student Aid’s “(GENERAL-23-37) FY 24 Sequester-Required Changes to the Title IV Student Aid Programs” as of January 24, 2024: https://fsapartners.ed.gov/knowledge-center/library/electronic-announcements/2023-05-15/fy-24-sequester-required-changes-title-iv-student-aid-programs
⁶ Information from Federal Student Aid’s “Financial Aid Eligibility” as of January 24, 2024: https://studentaid.gov/understand-aid/eligibility
⁷ Information from Federal Student Aid’s “Staying Eligible” as of January 24, 2024: https://studentaid.gov/understand-aid/eligibility/staying-eligible
⁸ Information from Federal Student Aid’s “What is the Student Aid Report (SAR)?” as of January 24, 2024: https://studentaid.gov/help/sar
⁹ Information from Federal Student Aid’s “Direct PLUS Loans and Adverse Credit?” as of January 24, 2024: https://studentaid.gov/sites/default/files/plus-adverse-credit.pdf
* To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
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