Cash back refers to money you earn back on eligible purchases. It doesn’t refer to discounts or saving money; it’s another way to make your spending go further.
To get cash back, you make a purchase with an eligible card and earn a certain percentage back either as a statement credit or direct deposit into your account.
However, some cash back apps may have multiple steps to redeem. For some apps, you may have to upload a photo of a paper receipt or upload an eReceipt, then scan your items while in-store. And in some cases, you’ll redeem your cash back via gift cards, checks, or deposits into a peer-to-peer payment app. Ultimately, cash back apps vary when it comes to payout methods, frequency, and thresholds.
Luckily, with Chime Deals, it’s simple! You check the app for thousands of deals, choose one closest to you, opt-in to the specific deal in the Chime app, swipe or tap any physical Chime card at the chosen retailer (within the offer timeframe), and redeem your cash directly into your Chime checking account – cash that shows up within 10 days.
