Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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¹ Information from Consumer Financial Protection Bureau’s (CFPB) “What’s the difference between a simple interest rate and a pre-computed interest rate on an auto loan?” as of February 29, 2024: https://www.consumerfinance.gov/ask-cfpb/whats-the-difference-between-a-simple-interest-rate-and-precomputed-interest-on-an-auto-loan-en-841/
² Information from Experian’s “What is an Amortized Loan?” as of March 1, 2024: https://www.experian.com/blogs/ask-experian/what-is-amortized-loan/
³ Information from Assurance Financial’s “What is a loan amortization schedule?” as of March 1, 2024: https://assurancemortgage.com/what-is-an-amortization-schedule/
⁴ Information from Calculator.net’s “Personal Loan Calculator” as of March 1, 2024: https://www.calculator.net/personal-loan-calculator.html?
⁵ Information from Federal Reserve Bank of Cleveland’s “Inflation 101: Why does the FED card about inflation?” as of March 1, 2024: https://www.clevelandfed.org/center-for-inflation-research/inflation-101/why-does-the-fed-care-start
⁶ Information from CFPB’S “Understand loan options” as of March 1, 2024: https://www.consumerfinance.gov/owning-a-home/loan-options/
* Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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