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¹ Information from FHA.com’s FHA Loan Requirements as of March 11, 2024: https://www.fha.com/fha_loan_requirements
² Information from Rocket Mortgage’s What Is A Conventional Loan? as of March 11, 2024: https://www.rocketmortgage.com/learn/conventional-mortgage
³ Information from Investopedia’s Conventional Mortgage or Loan as of March 11, 2024: https://www.investopedia.com/terms/c/conventionalmortgage.asp
⁴ Information from U.S. Department of Housing and Urban Development’s Section A. Borrower Eligibility Requirements as of March 11, 2024: https://www.hud.gov/sites/documents/4155-1_4_SECA.PDF
⁵ Information from Bankrate’s What is an FHA mortgage insurance premium? as of March 11, 2024: https://www.bankrate.com/mortgages/fha-mortgage-insurance-guide/
⁶ Information from Investopedia’s 5 Types of Private Mortgage Insurance (PMI) as of March 11, 2024: https://www.investopedia.com/mortgage/insurance/
⁷ Information from Investopedia’s Federal Housing Administration (FHA) Loan: Requirements, Limits, How to Qualify as of March 11, 2024: https://www.investopedia.com/terms/f/fhaloan.asp
⁸ Information from Capital Bank’s A Complete Overview of VA Loans Guidelines as of March 11, 2024: https://capitalbankmd.com/homeloans/resources/home-loans-101-blog/va/a-complete-overview-of-va-loans-guidelines
⁹ Information from U.S. Department Of Agriculture’s Single Family Housing Guaranteed Loan Program as of March 11, 2024: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-guaranteed-loan-program
* To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
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