How to Make Money Without a Job in 2022: 14 Best Ways

October 23, 2022

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Best Sites to Make Money Without a Job

Branded Surveys

$0.50 – $5 on average per survey with bonus points ($1 sign up bonus)

Average survey length is 10-20 minutes and minimum payout is $5

Collect rewards in PayPal, Direct Deposit or gift cards (100+ brands)

Swagbucks

$0.50 to $1.50 per survey – earn up to $100 each month using Swagbucks

18 unique ways to earn money and free gift cards, plus $5 sign up bonus

Redeem e-gift cards from $1 or withdraw $5 minimum payment from PayPal

Survey Junkie

$0.50 – $3 per survey + extra ways to earn up to $100 with focus groups

Each survey time varies, but on average it takes 15 minutes to complete

Redeem rewards using PayPal, e-giftcards or bank transfer ($5 min)

How to Make Money Without a Job: A List of 14 Ways

Invest in Real Estate with Fundrise

(Invest in real estate with the minimum amount of $500)

Fundrise Summary

Low minimum starting investment of $10
High historical returns of 8.8% to 12.4%
0.15% advisory 0.85% management fees
Diverse portfolios of up to 16 investments

When you’re looking for an answer to how to make money without a job, real estate is the first best option.

Fundrise is a crowdfunded property investment platform that enables you to invest in real estate with just $500.

Now, how does it work? Suppose you are looking for a property that is worth $100,000. Of course, you don’t want to pay full price for it. Here, Fundrise lets you invest just $1,000 and become 1 out of 100 investors who invested $1,000 each.

The result is that when this property is renewed and resold, you will earn dividend income. According to Fundrise, you can expect 8.8% to 12.4% annual returns on your investments.

(For example, a 1-bedroom apartment in New York could generate $151 per night)

AirBnb Summary

Over 150 million users worldwide
Earn an average of $924 per month
Rent out your property whenever you want
Quick turnaround time for payouts

Real estate is one of the greatest passive income-generating assets you can own. Whether you own a house or an apartment you aren’t living in, you could also rent it out and get a steady income.

The Airbnb platform is one of the leading rental apps that allows you to post your property and set the daily rental price. Once your listing is published, travelers can find it on the app and rent it to stay in during their trips.

Remember, the nightly rate of your property will depend on the location, size, and facilities.

(The potential earning rounds the $3 per survey)

InboxDollars Summary

$5 sign up bonus
Referral program – 30% that referral makes
Most of the surveys pay $0.50 to $1
13 different ways to earn money

Survey Junkie Summary

$0.50-$3 average earnings per survey
Extra points if you screened out of survey
Additional ways to earn up to $100
Install Survey Junkie extension for bonus

How to Make Most Out of Inbox Dollars and earn money2

Taking part in surveys for money is probably one of the easiest ways to make money online.

Companies need your feedback in order to stay on track or increase their efforts and improve their products/services. That’s why they are willing to pay you to provide your honest opinion about them. All you need to do is complete a short questionnaire about the brand you’ve used.

How can you find surveys for money? Actually, there are a lot of survey sites like InboxDollars and Survey Junkie that reward you with gift cards or PayPal cash.

And because it doesn’t require any particular skill, paid online surveys are a great option to earn money without a job. You can even do it while you’re waiting at the doctor’s appointment, for your restaurant order, or even when you’re bored of watching TV.

Start a Blog

(Unlimited earning potential)

Starting a blog is one of the best ways to make money without a job through affiliate programs. However, that’s not all. You also can monetize your website with ads and sponsored posts and even sell your own products or services.

The best part is that you can start your blog sharing your expertise on a targeted niche, whatever your interests are.

In case you are still struggling with the question of which niche to choose, these are some of the most cost-effective ones out there:

After you pick your niche, start building your website. I strongly recommend using Hostgator as your hosting provider.

Start a Youtube Channel

(Unlimited earning potential)

How to Start Making Money on YouTube channel2

Starting a YouTube channel is another excellent way to get money without a job promoting affiliate programs or your own products or services.

Statistically, more than 1 billion YouTube videos are watched every single day. Moreover, the platform has over 30 million active users, which makes it a perfect place to develop your career as a content creator.

As a website, YouTube allows you to monetize your content in a couple of ways, including:

Google AdSense enablement: Google puts ads on your videos and you earn for clicks or ad views.
Affiliate product promotion: you earn a commission every time someone buys the product or service with your affiliate link.
Sponsored video creation: brands pay you to create content around their products/services.

(Earn $88+ per social media post)

Becoming a social media influencer is another easy way to earn money without a job. Influencers on social media are creators who work with brands and share their experiences through social media. While you don’t need to have prior experience, you should have the ability to interact with your followers, build your community, and share value with them.

Most trusted and credible influencers have the ability to persuade others and thus earn a commission by selling various products or services from several brands.

The following table shows how much you can charge brands per post based on your audience size:

Audience Size	Earnings
Up to 10,000 followers	$88 /post
10,000 to 100,000 followers	$200 /post
100,000 to 1,000,000 followers	$670 /post
1,000,000+ followers	$3,000+ /post

Invest in Stock Market with Acorns

(Start investing with just $1)

Acorns Summary

Low account fees from just $3 per month
Get $5 in your account for referrals
Low minimum starting investment amount
High average return on investments of 7.5%

Acorns is an online platform with more than 9 million investors like you who want to be part of the stock market and earn money without a job.

In this app, you can effectively grow your money with the best companies in the world without investing tons of money in getting started.

Acorns offer 3 membership plan:

Lite	$1 per month	Investment account
Personal	$3 per month	– Investment account- Retirement account- Checking account
Family	$5 per month	– Investment account- Retirement account- Checking account- Investment account for kids

Self-publish an eBook or a Book

(Earn royalties of up to 70% each month)

Self-publishing a book generates great income without a job, and you don’t have to have a big publisher to do it. For writers like you, Amazon has made it easy to self-publish on Kindle platform. All you need to do is upload your book with a cover.

No fee to publish your book. Amazon only charges a $0.99 fee per sale or $39.99 per month if you have a Pro plan.

How much royalties you can earn when you self-publish your book with Kindle:

70% – for books with a price range of $2.99 to $9.99.
35% – for books outside of the above pricing range.

Amazon Kindle allows you to self-publish books on virtually any subject and set your own prices. Top authors are making $10,000 or even more on a monthly basis.

Scan Select Products

(Get from +$100 per month)

Shopkick Summary

Sign up with promo code: DOLLARBREAK5
Get a $5 bonus by earning 25 kicks
Earn more than $1 from each store visit
Low minimum cash out amount of $2

Shopkick is an app that gives you rewards for shopping online and in-store. Get reward points (called kicks), then redeem for any of our selection of gift cards. Each kick point is equal to $0.004, and you need at least $25 (6,250 kicks) to claim your rewards.

Walk in stores
Scan barcodes of select products
Purchase and submit a receipt
Purchase with a linked card
Make online purchases
Watch videos

Rent out Your Stuff

(Rent out anything you’re not using from clothes to a house)

Renting out different stuff is one of the best ways to get money without a job. You can rent a variety of things in a large number of different categories.

Let’s see some examples of things you can rent out for extra money:

Rental Item	Earning Potential	List On
Car	$36+/day	Turo
Storage Space (extra garage, attic, basement)	$250+/month	Neighbor
RVs & Campers	$50-$275 per day	Outdoorsy
House	$7500 monthly	Airbnb
Money	Average return: 5-10%	LendingClub
Clothes	$30 – $150 per day	Style Lend
Camera gear	$15 – $1,000 per day	KitSplit

Pro tip: In order to optimize your profits, rent as many things as you can.

Sell Stuff Online

(Turn your unwanted stuff into extra cash)

Peddle Summary

Buys used, damaged or junk car nationwide
Get instant quote on (855) 925 4302
Free towing within 48 hours after offer
Receive payment upon car collection

Most of us have cluttered storage rooms. We have things that we don’t use, but we don’t want to throw away either. Selling your stuff is the best solution here. So not only you’ll tidy up your storage, but you’ll also earn money without a job.

You can sell quite anything, from old toys and CDs to clothes and accessories.

Here’s a list of 65 best places to sell your stuff online, which include:

Pro tip: Cleaning and fixing your items before taking quality photos will make your listing more attractive to potential buyers.

Start a Business

(Limitless earning potential)

Etsy Summary

Easy to set up & maintain your store
Market to a large audience – 45+ million active Etsy buyers
Built-in analytics to analyze your performance & make data-driven decisions
No shop fees

You can sell almost any product or service online with practically any type of business. The best thing about the following types of businesses listed below is that it’s relatively easy to set up, and you can manage all your business operations online.

Earn Cash-back on Your Regular Shopping

(Make around +$150 per year or get up to 40% cash-backs)

Ibotta Summary

2 ways to earn – app or browser extension
Earn up to 30% cash back on purchases
Get a $5 bonus by referring friends
Over 1500 stores you can earn cash back at

Rakuten Summary

High cashback potential of up to 40%
Earn cashback at over 2500 online stores
6 different ways to earn cashback
Get $10 for free just for signing up

Cashback apps are platforms that offer you money in exchange for everyday purchases with eligible retailers. The app is a reward for buyers because they can check the growth of their earnings flow and verify purchase actions daily.

2 of the best cashback apps to save money on regular purchases are Rakuten and Ibotta. How much you’ll get in cash-backs varies from brand to brand and store to store.

Once you start using these apps, you’ll find the stores available near your location. Additionally, you can also receive offers such as deals or shopping rewards.