Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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*To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
1 Information from “Consumer Financial Protection Bureaus’s CFPB Explores Impact of Alternative Data on Credit Access for Consumers Who Are Credit Invisible” as of May 24, 2023: https://www.consumerfinance.gov/about-us/newsroom/cfpb-explores-impact-alternative-data-credit-access-consumers-who-are-credit-invisible
2 Information from “Quicksilver from Capital One” as of June 2, 2023: https://www.capitalone.com/credit-cards/quicksilver-secured/
3 Out of network ATM withdrawal fees may apply. See here for details.
4 Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
5 On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as
Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
6 Information from “Discover it Secured Credit Card” as of June 2, 2023: https://www.discover.com/credit-cards/secured/
7 Information from WalletHub’s “Is it better to get a Visa or Discover card?” as of July 17, 2023: https://wallethub.com/answers/cc/is-it-better-to-get-visa-or-discover-card-2140663845/
8 Information from “BankAmericard Secured Credit Card” as of June 2, 2023: https://www.bankofamerica.com/credit-cards/products/secured-credit-card/
9 Information from “What is a Cash Score?” as of June 2, 2023: https://support.petalcard.com/hc/en-us/articles/360056749093-What-is-a-Cash-Score-
10 Information from “Petal 1 Family Visa Credit Card” as of June 2, 2023: https://www.petalcard.com/petal-1
11 Information from “U.S. Bank Altitude Go Secured Visa Card” as of June 2, 2023: https://www.usbank.com/credit-cards/altitude-go-secured-visa-credit-card.html
12 Information from “Disclosures and Terms & Conditions for Credit One Bank’s Credit Cards and Credit Protection Program” as of June 2, 2023: https://www.creditonebank.com/content/experience-fragments/terms/7rr?pc=WQV7
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