Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
*Chime Checking Account is required to be eligible for a Savings Account
1 Information from IRS’ ” IRA FAQs,” as of October 10, 2023: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras
2 Information from IRS’ “401(k) Plan Overview,” as of October 20, 2023: https://www.irs.gov/retirement-plans/plan-sponsor/401k-plan-overview
3 Information from IRS’ “401(k) limit increases to $23,000 for 2024, IRA limit rises to $7,000” as of December 13, 2023: https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000
4 Information from IRS’ “Retirement Topics – Catch-Up Contributions,” as of October 10, 2023: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions
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